Complete guide to buying a house in Torrevieja: Requirements and obligations to live in a Mediterranean paradise
Ready to buy a home in Torrevieja? With IMMO COSTA, you’ll discover how to turn your Mediterranean dream into a reality. We’ll guide you step by step to ensure your investment is not only safe, but also the beginning of the life you’ve always imagined under the Spanish sun.
Here are the 6 most important steps to invest in a property in Torrevieja:
1. Define your budget and property type
- Apartments: Ideal for investors or retirees.
- Townhouses: Perfect for families, often with communal pools.
- Luxury villas: Usually with private pools and often enjoying sea views.
IMMO COSTA Tip: If you're looking for profitability, beachside apartments are in high demand for holiday rentals.
2. Choose an area that fits your lifestyle
- City Center: Ideal for those who want to be near bars, shops, and the marina.
- La Mata: Peaceful and surrounded by nature – great for families.
- El Chaparral: A residential area with an international vibe, close to the famous lagoons.
3. Financing (If you need a mortgage)
- Spanish banks usually finance up to 60-70% of the appraised value for non-residents.
- Required documentation:
- Passport/NIE
- Last 3 payslips or tax return
- Employment contract or proof of income
IMMO COSTA Tip: We help you compare mortgage options from different banks.
4. Reservation and deposit contract
- Sign a deposit contract (usually 10% of the property price).
- Includes protection clauses.
6. Notarial deed signing
- The notary reads the deed in Spanish (Our agency translates all documents for you).
- You’ll pay:
- Transfer Tax (ITP).
- Notary fees.

Strong reasons to buy a house in Torrevieja: Nature, golf courses, ideal climate and much more
If you’re looking to buy a house in Torrevieja, you’re not just purchasing a property – you’re investing in a unique lifestyle on the Costa Blanca.
Here are the key reasons why Torrevieja is the perfect place to settle down:
- An ideal climate: Torrevieja enjoys a subtropical climate, with mild winters (rarely below 15°C) and warm summers cooled by the sea breeze.
- Pure nature: Such as the Natural Park of the La Mata-Torrevieja Lagoons or the Cabo Cervera Trail – perfect for hiking with panoramic views of the Mediterranean.
- Hospitals and private clinics: Public hospitals with full specialties and clinics with doctors who speak English, German, and other languages.
- Golf courses: Such as La Marquesa Golf, Villamartín Golf, or Las Ramblas Golf, among others.
- Gastronomy: Plenty of Spanish restaurants, beach bars, and local eateries offering traditional dishes.

Want to buy a house in Torrevieja? IMMO COSTA helps you find your ideal home and provides personalized real estate support
At IMMO COSTA, you’ll find experienced real estate agents in Spain to help you buy a house in Torrevieja! We also offer a wide range of exclusive services and opportunities for German, British, Polish, Russian, French clients and many other nationalities:
- 360° Guidance: We support you from property search to move-in.
- Exclusive Catalogue: Access to properties not listed on portals.
- Multilingual Team: We speak English, German, French, Russian, and more.
Want expert guidance on how to buy a house in Torrevieja? Contact us now:
- Phone: (+34) 604 433 274 | (+34) 604 477 914
- Email: info@immo-costa.com
- Address: Avda. Madrid 6.03140 Guardamar del Segura. Alicante. Spain